What are the financing and EMI options expected for Tata Curvv EV buyers?

As someone who recently financed an EV, here's what you should realistically expect for Curvv EV financing: Down payment: 15-20% of ex-showroom price minimum Processing fee: 0.5-1% of loan amount Insurance: ~4-5% of vehicle value annually Typical EMI: ₹38,000-45,000 for a ₹25 lakh loan over 7 yearsThe key is to negotiate the interest rate - don't just accept the first offer. Also, check if your employer has tie-ups with specific banks for better rates. Many banks are aggressively pushing EV loans to meet their sustainability targets, so you might have more bargaining power than you think. BankBazaar is great for comparing loan offers once the official pricing is out.

For the Curvv EV, expect financing options similar to other premium Tata vehicles but with some EV-specific benefits:- Interest rates: Around 7.5-8.5% for most buyers, possibly lower for existing Tata owners- Loan tenure: Up to 8 years through most banks- Special EV loans: Some banks offer discounted rates for EVs- EMI range: For ₹25 lakh loan over 7 years, expect ₹35,000-40,000 monthly EMITata Motors Finance will likely offer bundled insurance and maintenance packages. The good news is that several banks now offer green car loans with slightly better terms for EVs. I'd recommend comparing offers from HDFC, SBI, ICICI, and Tata Motors Finance when the time comes.