What is dcb delight account?

This account gives you complete convenience and allows you to maintain the required balance of Rs. With Dcb Bank Savings Account Enjoy 24*7 Internet / Mobile App / Phone Banking Facility For Your Everyday Needs & Earn Attractive-interest On Your Savings. Apply DCB CashBack Savings Account online & get DCB CashBack Platinum Debit Card with no annual fees required. DCB Bank savings account interest rate is 4% per annum if the balance in the account is up to Rs. DCB Bank Savings Account- get to know your eligibility, types of savings accounts, how to apply, interest rate, fees, charges, documents at Loanbaba.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

Different individuals need different savings bank accounts to suit their needs. This is the reason why various banks have launched different types of Savings Accounts in order to help customers  maximise their money through higher bank interest rates.

DCB Bank is an private sector bank that offers a bouquet of savings account to its customers.

DCB Bank offers interest rate from 3.50% to 6.25%. Deposits up to Rs. 1 lakh fetches an interest rate of 3.50% and amount above Rs.5 crore get the highest rate of interest of 6.25%.

DCB Bank offers different types of savings account for its customers. Here are some of the types of savings account offered by DCB Bank:

The DCB Classic Savings Account is the primary savings account of DCB Bank. The minimum quarterly average balance of the savings account is Rs. 5,000 for branches in the Tier 1 cities and Rs. 2500 for branches in the Tier 2 cities. The rate of interest paid on balance in DCB Savings Accounts is 4% per annum. The interest is paid every half yearly, in September and in March.

This is the zero balance bank account offered by DCB Bank.

The DCB Elite Savings Account is a premium type of savings account offered by DCB Bank. With high transaction limits, this requires a higher average monthly balance than a Classic Savings Bank Account. DCB Bank gives its Elite Savings Account holders to choose their account number.

The proposition of this account is one family one account. The minimum number of members in the family must be two and the maximum can be five. The required average balance can be maintained in one account or combination of family accounts. This account must have an average quarterly balance of Rs. 1 Lakh.

In this type of account, the account holder can earn up to 8.80% interest per annum on his balance.

To earn Cashback, you have to fulfill the following conditions:

This type of Account enables account holders to hold a total relationship value of Rs. 5 lakh through a combination of Savings Account + Fixed Deposits held with the Bank.

The key benefit of this type of Account is that it is an account that rewards you with cash back of up to Rs. 6,000 in a financial year for every purchase you make using your DCB CashBack Debit Card. The Minimum Quarterly Average Balance (QAB) for the CashBack Savings Account is Rs. 10,000.

Elite Savings Account

This is a unique account for privileged customers. It has a lot of powerful benefits as well as innovative services. Account holders get the liberty to choose the last 8 digits of their 14-digit bank account number.

Privilege Savings Account

This account offers the greatest convenience, flexibility and returns to account holders. Customers are asked to maintain a minimum balance of Rs. 5 lakhs. However, it can be spread across savings accounts, fixed deposits and mutual funds or insurance availed through DCB Bank.

CashBack Savings Account

Customers get cashback up to Rs 6000 in a financial year for each purchase made using the DCB CashBack debit card. This privilege is exclusive to DCB CashBack savings account holders.

Classic Savings Account

This account is easy to maintain, and it promises a lot of benefits. It has all the quintessential features of a regular savings account. A minimum balance of Rs. 5000 must be kept in the account so that customers can use this account for convenient transactions.

Basic Savings Bank Deposit Account

This account is easy to maintain as well as to use since it is a zero balance account and hence iquite hassle-free. The account offers primary banking facilities along with the basic features of savings account.

Family Savings Account

Being an ideal account for every family man, this one offers a comprehensive banking solution to a family of minimum 2 and maximum 5 members. It has superior facilities across all the accounts of the family members held with the bank. Those listed under it are entitled to enjoy more privileges and a lot of enhanced banking benefits through this Family Savings account. The required minimum balance can either be maintained in the account of one person or spread across a combination of family accounts.

Shubh-Labh Savings Account

Opening a new bank account can be an auspicious occasion for many customers. DCB Bank strives to make this occasion special, memorable, and profitable for their customers by rewarding them with points for each transaction made using this account.

The minimum balance that is required for each type of DCB savings accounts largely depends on factors such as the type of the savings account, the tenure of deposit, etc. Thus, it differs from one type of savings account to another. Refer to the table below to know the minimum balance for each type of savings account.