What is overt disparate treatment?

According to the regulations, there are three definitions of discrimination: Overt Discrimination, which occurs when a consumer is openly and/or actively discriminated against on a prohibited basis factor. Disparate Treatment, which occurs when members of a prohibited basis group are treated differently than others.

Comparative vs Overt Disparate Treatment. Disparate treatment occurs when a protected class applicant is treated differently than other applicant

Overt Evidence of Disparate Treatment. Overt evidence of discrimination exists when a lender openly discriminates on a prohibited basis. Example. A lender

Disparate Treatment · 1. Overt evidence of discrimination, which occurs when a lender blatantly discriminates on a prohibited basis; · 2. Disparate

Whereas disparate treatment is the result of inconsistencies, disparate impact involves, instead, consistency. Disparate impact is where consistent

Evidence of "disparate treatment," when a lender treats applicants Disparate treatment ranges from overt discrimination to more subtle