Is bank of the west a good credit card?

Bank of the West Line of Credit is offered through Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Line of Credit are available in 50 states (and Washington, DC).

Bank of the West Line of Credit offers a variable APR product, but they do not disclose their rates. Rate is quoted with autopay discount*.

No, they do not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

No, this lender does not charge a statement balance fee.

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $5,000 and as much as $50,000. .

Bank of the West Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Bank of the West Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bank of the West Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bank of the West Line of Credit.

Yes, Bank of the West Line of Credit reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Bank of the West was founded in 1874, it is a well-established company that has been in business for 149 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Bank of the West Line of Credit is offered through Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Line of Credit are available in 50 states (and Washington, DC).

Bank of the West Line of Credit offers a variable APR product, but they do not disclose their rates. Rate is quoted with autopay discount*.

No, they do not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

No, this lender does not charge a statement balance fee.

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $5,000 and as much as $50,000. .

Bank of the West Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Bank of the West Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bank of the West Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bank of the West Line of Credit.

Yes, Bank of the West Line of Credit reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Bank of the West was founded in 1874, it is a well-established company that has been in business for 149 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

• Improve your credit score by making on time payments.
• Payoff and close the account at any time and get your deposit back.